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Regulation DD: Consumer Deposit Account Disclosures

2018-05-16

Regulatory Authority: Consumer Financial Protection Bureau (CFBP)

Credit Hours:

In addition to the account opening disclosures, Regulation DD requires that the account holder receive notices on other occasions. The first is if the bank wants to change a term of the account that it was required to disclose at account opening and the change will adversely affect the customer. In that event the bank must provide the customer a written notice at least 30 days before the effective date of the change.

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